Hauswirth & Sons Insurance

I’m fortunate enough to have many close friends who are owners of insurance agencies around the country as well as in Canada.  We’re members of different agents associations and meet more frequently than Margareth would like me to.  We meet to discuss the challenges and opportunities we each face on a daily basis and to [...]

It has been estimated that over 300 entrepreneurs are operating an in–home business in Lacey Township alone. An in-home business can be a source of considerable pride, not to mention that it is convenient – the commute is wonderful –   and you get to work for the best boss one could have, yourself. As a [...]

Today begins the official 2011 hurricane season and all that is involved.  Needless to say, there are predictions of increased activity and at the same time Congress is still wondering what to do with flood insurance.  My article is about current flood changes already in the works. Suffice it to say that our weather patterns [...]

A Miami doctor has sued Hillstone Restaurant Group, parent of the Houston’s chain, after a bad experience with an artichoke. Arturo Carvajal claims he suffered distress after eating the vegetable, because he was unfamiliar with artichokes and his server did not instruct him on the proper way to consume it. You might say, “he ate [...]

Did you know?  Any lapse in your insurance can be very costly to you?  Never ignore a cancellation notice on your homeowners especially if your bank should be paying the premium.  It is important that you contact the MORTGAGE Company to make sure they have sent in your premium.   Many companies are not allowing us [...]

Let’s play “what if” for a moment. What if your business faces an emergency—flooding, a power outage, fire, a hurricane—today?  How well prepared are you to face an emergency? Unless your answer to the last question is “very,” you need an emergency plan and supplies.  Unfortunately, many businesses found this out the hard way last [...]

Lately, we are seeing a lot of people come to us for a fidelity bond for an estate.  It is a common occurrence and our staff is well versed on the subject of writing bonds for estates. In Ocean County, as in many other counties in New Jersey, if an individual passes away without a [...]

Several US and European insurance companies recently took part in a risk management conference to discuss the lessons learned from these mega disasters of the past decade. Their goal is to help risk managers strengthen their business risk prevention plans and to prepare for future crises. Ranked chronologically they are: 9/11/2001 Terrorist Attacks SARS 2003 [...]

Take out your cell phone or other wireless device and read the last text message you received out loud. Now, ask yourself the question: “would reading this message or responding to it from behind the wheel of a moving vehicle be worth the risk of getting into an accident or worse?” Chances are, it could [...]