Hauswirth & Sons Insurance » save money on auto insurance http://blog.hauswirthinsurance.com Thu, 26 Jan 2012 18:03:35 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 15 minutes “may” save you 15% AND place you in bankruptcy! http://blog.hauswirthinsurance.com/2010/03/30/15-minutes-%e2%80%9cmay%e2%80%9d-save-you-15-and-place-you-in-bankruptcy/ http://blog.hauswirthinsurance.com/2010/03/30/15-minutes-%e2%80%9cmay%e2%80%9d-save-you-15-and-place-you-in-bankruptcy/#comments Tue, 30 Mar 2010 21:45:31 +0000 Rich http://blog.hauswirthinsurance.com/?p=69

Rich Hauswirth

15 minutes “may” save you 15% off your car insurance AND place you in bankruptcy!

You heard me correct! I’m hot under the collar about these “1-800 AUTO INSURANCE ORDER TAKERS” who sit in their cubicles all day and speak to faceless consumers in all 50 states. Do you really think that these strangers in headsets care one way or another if you buy $15,000 or $500,000 worth of auto insurance? NO, they do not!

The fact remains that if you are sued because you cause an accident and the judgment exceeds the limit on your policy, you will be held personally liable. The court can grab assets, garnish wages and place a lien on your home.

Recently, our friends at Geico were found guilty on a class action law suit for not offering proper limits on their web site to NJ consumers under the Personal Injury Protection (PIP) health coverage option. Many of their customers who were involved in auto accidents had bare bones medical coverage and were stuck with huge bills to pay by themselves. The settlement was in the tens of millions of dollars. They don’t care!

We believe it is best to offer you a choice when it comes to coverage and when it comes to your insurance company. Our office has several companies to select from when it comes to your auto insurance. We offer several different coverage options to choose from for your liability, medical (PIP) and comprehensive and collision deductibles.

You do not have to settle for bare bones coverage in order to save a few bucks. At Hauswirth & Sons Insurance, you do have a choice.

]]> http://blog.hauswirthinsurance.com/2010/03/30/15-minutes-%e2%80%9cmay%e2%80%9d-save-you-15-and-place-you-in-bankruptcy/feed/ 2 I Am the Middleman – And I’m Proud of it! http://blog.hauswirthinsurance.com/2010/02/15/i-am-the-middleman-%e2%80%93-and-i%e2%80%99m-proud-of-it/ http://blog.hauswirthinsurance.com/2010/02/15/i-am-the-middleman-%e2%80%93-and-i%e2%80%99m-proud-of-it/#comments Mon, 15 Feb 2010 22:09:52 +0000 Rich http://blog.hauswirthinsurance.com/?p=57 Not long ago, TV comic Jay Leno told a funny in his opening monolog that there were serious financial problems facing the Educational TV Show for children called “Sesame Street”.  Leno’s  punch line was that “ due to the current economic crises, “Sesame Street” will be forced to remove from the alphabet,  the letters….A-I-G. 

When I wrote this article the first time about being a Middleman, back in 2007, firms like GEICO, Allstate and AIG were bad-mouthing independent insurance agents as being costly go-betweens that served no purpose to our industry. In two years we’ve seen AIG change the name of it’s direct auto insurance division from AIG Direct to 21st Century Insurance who will save you a bundle on your auto insurance when their parent company can’t pay it’s own bills, is receiving bail-out funds from Uncle Sam and giving away millions in bonus money. 

Allstate has filed with the State Department of Insurance for another 9% rate increase for auto premiums.  Are you really in “Good Hands”?  The fine folks at GEICO, Allstate, State Farm and AIG are spending millions of dollars trying to convince you they can save you money by eliminating the middleman.  The way they save you money is by selling you decreased limits when you call their 1-800 number. Saving money by reducing your limits is really NOT saving you money.  It’s placing your assets at risk. 

We believe in offering the best possible products from the best companies at the lowest possible rates. 

  • We offer plans from several companies to get your the best rate
  • All of our associates are licensed and trained insurance representatives
  • We save you time by shopping for the best rate for you
  • My companies can beat State Farm, Allstate, GEICO and 21st Century
  • Save money on your auto insurance by dealing with us at Hauswirth & Sons Insurance and me – The Middleman!
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